SmartCalXpro
Precision Financial Tools
Initializing...
Precision Financial Tools
Calculate your Employee Provident Fund (EPF) contribution and take-home salary easily.
OVERRIDE % CALCULATION
Calculated based on the latest EPF contribution rules of 12%.
Your data stays on your device. We don't store any financial sensitive information.
Easily adjust your Basic salary to see how it impacts your retirement pool.
PF also attracts interest (currently 8.25%), helping you grow your wealth.
The Provident Fund is calculated based on your Basic Salary + Dearness Allowance (DA).
The standard rate is 12% of the Basic Salary + DA for both the employee and the employer.
For many companies, the mandatory PF calculation is capped at a Basic Salary of ₹15,000, but most private companies allow contribution on the full basic salary.
The Employer's 12% is divided: 3.67% goes to EPF and 8.33% goes to the Employees' Pension Scheme (EPS).