SmartCalXpro
Precision Financial Tools
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Precision Financial Tools
Calculate your take-home pay after tax and PF deductions for FY 2024-25.
PF Contribution is deductible under Section 80C. Optimizing this along with 80D can lower your tax liability significantly in the Old Regime.
Annual Tax (Estimated)
Per Month
Navigating your salary structure is crucial for financial planning. Here's a breakdown of the key components that determine your final take-home pay.
This is the total pay before any taxes or deductions. It includes basic pay, HRA, special allowances, and bonuses.
The amount that actually hits your bank account. It is Gross Salary minus EPF, Professional Tax, and Income Tax (TDS).
The portion of your gross salary on which tax is calculated after subtracting standard deductions and exemptions.
Salaried individuals can save tax on investments up to ₹1.5 Lakh. This remains a cornerstone of the Old Tax Regime.
A state-level tax in India, typically capped at ₹2,500 annually. It is deducted from your gross salary before calculation.
Compare Old vs New regime tax liability for FY 24-25.
Calculate localized GST/VAT for business and personal use.
Estimate returns on your fixed deposits and savings.
Calculate loan EMIs for car, home, or personal loans.